MoneySuiteCollect, Pay and Grow AnywhereCollections & payments, fully automated.
Up to 50% savings in resources and 75% in cash costs on finance ops
Collect and pay across the globe with automated credit control, bookkeeping and bill payments — save cash, save time, and grow faster.
Integrated with all major banks & accounting packages
Effortless Global Collections
Accounts receivable automation — save up to 75% on AR staff effort and payment acceptance fees
Less chasing, fewer missed payments, better cash flow. MoneySuite delivers up to 80% savings in collections time and cost by automating reconciliation, credit control and bookkeeping — combined with low-cost acceptance for multi-currency invoices, payment links and subscriptions across bank payments, cards, Direct Debit and more.
Digital multi-channel invoicing
Create and send invoices instantly by email, SMS or WhatsApp, with no paper or manual handling.
Embedded payments
Every invoice carries low-cost instant bank payments with immediate settlement — Direct Debit, BACS and card are also supported.
Automated credit control
Smart reminders, late payment interest and penalties in line with UK late payment legislation and your credit terms, with automatic escalation.
Auto-reconciliation
Payments are matched to invoices automatically in real time, with receipts generated and records updated instantly.
Automated bookkeeping
Transactions are posted to your finance system with no manual entry.
Collection and debt management
Overdue and disputed debts are flagged automatically and routed into debt recovery workflows.
Next-gen point of sale
Get paid faster with a cash-flow-boosting mobile POS.
A mobile, QR-based point of sale with no upfront or monthly costs, delivering instant-settlement, low-cost bank payment acceptance with up to 75% savings.
AI-powered accounts payable
Pay anyone, anywhere.
AI-powered, multi-currency bill payments — plus automated processing, workflows, reconciliation and bookkeeping, saving your finance operations up to 80% in cost and time.
Accounts payable automation · save up to 50% of AP resources
AI bill management
Supplier invoices are captured from email or upload, with data extracted automatically and no manual entry.
Approval workflows
Configurable multi-level approvals, purchase order matching and automated receipting prompts to departments.
Low-cost bulk payments
Single or bulk supplier payments, local or international, run by bank transfer or Faster Payments on schedule.
Auto-reconciliation and bookkeeping
Payments are matched to bills, remittances are sent and records are updated in your finance system automatically.
Supplier management
Supplier records, bank details and documents held in one place, with verification checks to reduce fraud.
Payment tracking
Real-time status for every bill, with automatic supplier notifications that cut down on queries and chasing.
International payments
Collect and pay worldwide at a fraction of bank costs
International accounts in 35+ currencies, FX conversions at mid-market rates and multi-currency billing & payments — up to 83% cheaper than traditional banks, with transfers from just £1.
MoneySuite AtlasAI & FinCore
AI that runs your finance operations
Autonomous finance agents for growing businesses, and private self-learning finance AI for enterprises — both built on our award-winning platform with bank-grade security.
AtlasAI — the future of commerce and business banking
Agents that go beyond assisting your team — they execute the work for you, improving cash flow, cutting operating cost and freeing finance teams to focus on growth.
AR Manager
Takes ownership of your receivables — raising invoices, collecting through multiple payment methods, chasing overdue accounts, managing debt recovery, reconciling transactions and keeping your books up to date.
AP Manager
Manages your payables — handling bills, scheduling and executing supplier payments, reconciling transactions, maintaining accurate records and keeping your books up to date.
Cash Manager
Acts as your treasury function — monitoring cash across accounts, international collections and FX operations, making sure your money is always working efficiently.
FinCore — private, self-learning enterprise finance AI
Dedicated enterprise finance models that continuously learn from your own finance data — private to your organisation, and better the longer they run.
Talk to us about FinCoreConnects to what you run
A2A payments, Open Finance and your enterprise business systems — FinCore reads from the systems already in place rather than asking you to move off them.
Learns from your data
Models are trained on one organisation's own finance data and stay private to it. Intelligence comes from your history, not an industry average.
Built for institutions
For financial institutions and corporates who need private, AI-powered finance operations — automation, intelligence and better financial decisions.
Cash management for global businesses
Manage, track and control all your cash flows from one platform
Multi-currency global accounts, bank account aggregation, and real-time income, expense and receipt tracking — plus more.
Treasury and cash management · real-time control, no surprises
Real-time cash visibility
A single view of balances and transactions across all your business bank accounts.
Cash flow forecasting
Live forecasts built from receivables and payables data, so you can plan ahead with confidence.
Treasury management
Payments, FX and liquidity planning — schedule payments and track surplus cash to support treasury decisions.
Payment scheduling
Plan supplier payment runs around your cash position.
AI income and expense insights
Automatic categorisation and trend analysis to spot savings and cost pressures early.
Reporting and audit
Accurate, real-time reports with full audit trails for budget monitoring and governance.
Expand your reach
Worldwide
Major countries
Currencies
Enterprise APIs
AI-powered financial automation, as an API
AR, AP and cash management automation and infrastructure, end to end through one API.
- Accounts Receivable — Multi-channel billing, embedded low-cost payments, and automated collections and bookkeeping, all handled as a service.
- Accounts Payable — Automated bills and bulk payouts to global payees, with auto-reconciliation and bookkeeping built in.
- Cash & Treasury — All your banks in one place, plus global collection and payment accounts with FX.
- AI Intelligence — AI agents and self-learning enterprise finance models for straight-through processing: smart matching, cash forecasting, and fraud and anomaly detection, with human-in-the-loop control.
- Built for developers — Developer-friendly APIs, bank-grade security and a free sandbox that moves no real money.
$ curl https://api.sandbox.moneysuite.co.uk/v1/payments/requests \
-H "apikey: $MSUITE_KEY" \
-H "Client-Id: $MSUITE_CLIENT_ID" \
-H "Content-Type: application/json" \
-d '{
"customerId": "cus_8Kd2Rt",
"amount": 1250.00,
"isoCurrencyCode": "GBP",
"dueDate": "2026-09-30",
"reference": "INV-0284"
}'
201 Created
{
"paymentRequestId": "pr_4Nc7Yq",
"status": "OUTSTANDING",
"amount": 1250.00,
"isoCurrencyCode": "GBP",
"url": "https://pay.moneysuite.co.uk/r/4Nc7Yq"
}Pricing
Simple plans that grow with you
Free Tier
Get started at no cost
- All-in-one multi-currency billing
- Multiple payment options
- Global payment accounts
- 5 free bank payments included
- 1 user
- Bank payment commission – 1%
- No contract, cancel anytime
- Card / Direct Debit commissions
- International payments – from 0.25%
Growth Tier
Advanced automation – time & cost savings package
- Everything in Free +
- Cash flow management
- Manual collection
- Manual credit control
- Manual bill payments
- 5 free bank payments per month (0% commission)
- Bank payment commission – 0.5%
- Two users included
- Free 14-day trial – no contract, cancel anytime
- Card / Direct Debit commissions
- International payments – from 0.25%
Automation Tier
Advanced automation and time-saving workflows
- Everything in Growth +
- Automated collections
- Automated credit control
- AI-powered bill payment automations
- 10 free bank payments per month (0% commission)
- Unlimited users
- Audit module included
- User role management
- Billing & payments training – 5 members
- Priority SLA support
- Bank payment commission – 0.25%
- Free 30-day trial – no contract, cancel anytime
- Card / Direct Debit commissions
- International payments – from 0.25%
Detailed pricing & fees
| Free | Growth | Automation | |
|---|---|---|---|
| Card / wallet payments | |||
| European cards – network charges | 1.4% + 20p | 1.4% + 20p | 1.4% + 20p |
| Non-European cards – network charges | 2.9% + 20p | 2.9% + 20p | 2.9% + 20p |
| MoneySuite charges | 1% | 0.5% | 0.25% |
| Direct Debit payments | |||
| Network charges | 1% (min 20p, capped at £2) | 1% (min 20p, capped at £2) | 1% (min 20p, capped at £2) |
| MoneySuite charges | 1% | 0.25% | 0.25% |
| International payments from £1 | |||
| Payment commission | 0% | 0% | 0% |
| EUR, GBP, USD, AUD, DKK, NOK, PLN, SEK, SGD | £1 per transaction | £1 per transaction | £1 per transaction |
| CAD, CZK, HUF, IDR, INR, MYR, RON, HKD, HRK | £2 per transaction | £2 per transaction | £2 per transaction |
| SWIFT payment fee – all currencies | £5 per transaction | £5 per transaction | £5 per transaction |
| Forex charges (mid-market rate) | |||
| £1 to £999.99 | 1% | 1% | 1% |
| £1,000 to £9,999.99 | 0.75% | 0.75% · includes additional support | 0.75% · includes additional support |
| £10,000 to £20,000 | 0.5% · priority SLA & unlimited users | 0.5% · priority SLA & unlimited users | 0.5% · priority SLA & unlimited users |
You're in good company
Over 1,000 business clients across 8 industries
“Our payments are now managed with MoneySuite, saving us valuable time, and it is very easy to use.”
“MoneySuite eliminated our missed payments and is very easy to use. Highly recommended.”
“We manage all our customers' payments with the MoneySuite platform. Customer service is fantastic.”
“Since buying MoneySuite, we’ve found it much easier to receive payments and pay suppliers. The bill management features are really useful, and so are the payment tools.”
A few of our partners, programmes & awards
Supported by Innovate UK Business Growth
Mastercard Business Bonus partner
Global payments infrastructure partner
Sage Intacct Marketplace partner
Platinum security
Compliant, resilient, bank-grade.
We adhere to FCA, GDPR and PSD2 regulations, ensuring transparency and security. Partnering with regulated institutions, we offer a compliant and resilient payments infrastructure.
- Encrypted storage & transit
- Two-factor authentication
- Security audit module
- GDPR compliant
- PCI compliant
- FCA agency registered
FAQ
Need help?
How do I open an account with MoneySuite?
Opening an account is straightforward. Visit our pricing section, choose the plan that best suits your needs and follow the subscription process. Our platform guides you step by step, so you're set up in no time.
Is MoneySuite's service secure and compliant?
Yes. MoneySuite is designed with security and compliance at its core. We follow industry-leading standards, your funds are protected under strict safeguarding rules, and we comply with all relevant financial regulations.
Can I transact globally with MoneySuite?
Absolutely. We provide funding accounts in over 35 currencies, so you can collect and pay seamlessly across more than 100 countries — whether collecting from international clients or sending funds abroad.
How safe is my data with MoneySuite?
Your data's security and privacy are our top priorities. Your information is stored securely and never used for any purpose beyond providing our services. We adhere to data protection regulations and maintain complete transparency.
Is billing and payments free in MoneySuite?
Yes — billing services such as generating invoices and managing payments are completely free. Payment processing incurs a charge, at one of the most competitive rates in the market.
About us
A London fintech built for businesses of all sizes.
We are a fintech technology start-up based in London, UK, providing end-to-end billing and payment solutions for businesses of all sizes. We'd love to hear from you at hello@moneysuite.co.uk.
Level 18, 40 Bank Street, Canary Wharf, London E14 5NR
Monday – Friday: 9:00 to 17:30
Saturday – Sunday: Closed
Schedule a demo with us
See our product in action. Send a demo request and we'll walk you through it.
Get a demo
Less chasing. Fewer missed payments. Better cash flow.
- No upfront or monthly costs
- Multi-currency invoices, links & subscriptions
- Set up in minutes